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Motorists caught using a mobile phone at the wheel face a 30 per cent hike in insurance premiums, according to one insurance firm.
Allianz Insurance has decided to treat prosecution for the offence in the same way as a conviction for dangerous driving. Getting caught using your phone without a hands-free kit while driving currently leads to a premium increase in-line with a speeding fine.
Allianz hopes other insurers will follow its lead. Neil Walker, the firm’s motor manager, said, "Increasing premiums for drivers with mobile phone convictions reinforces the fact that this is a dangerous and needless act.”
One in 10 motorists recently admitted to using a mobile phone without a hands-free while driving. It’s an offence now punishable with a £60 fine and three penalty points.
Will Powell
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